BEGIN:VCARD
VERSION:3.0
FN;CHARSET=UTF-8:Andrew Lam
N;CHARSET=UTF-8:;Andrew Lam;;;
PHOTO;TYPE=JPEG;VALUE=uri:https://mirai.cards/media/profile/be/96/be965ac2-
 54c8-4dd1-9ca7-41c8d6c6bac6.jpg
URL:https://miraicards.me/acklam
TITLE;CHARSET=UTF-8:私人銀行家
ORG;CHARSET=UTF-8:瑞士宝盛
TEL;TYPE=WHATSAPP:+85290465511
NOTE;CHARSET=UTF-8:Powered By MiraiCards\n\nMiraiCards Profile: https://mir
 aicards.me/acklam\n\nBio: Andrew Lam 林致健 private banker at Bank Juli
 us Baer (World biggest pure play private bank) 現任最球最大的純私
 人銀行一瑞士寶盛任職私人銀行家.\n過去20年嘅投資經驗
 \,精通金股滙債及各種定期.\n2025年最好投資組合係60%\,跑
 贏各大指標.\nIn my past experiences in Investment advisory\, Bank CIO
  - Chief investment officer\, proficient in gold\, stocks\, forex\, bonds\
 , and various fixed deposits/time deposits.\nThe best-performing investmen
 t portfolio in 2025 was the 60% allocation which beat major benchmarks\n\n
 WeChat: acklam\n
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